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Present value

Present value of a future sum and/or a level annuity, given a per-period rate and number of periods. Set dueAtBeginning=true for an annuity-due.

Visit finance.openverbs.com

Host	finance.openverbs.com
Price	$0.004 per call
Network	Base
Paid endpoints listed	6
Calls, last 30 days*	14
Most unique payers on one endpoint (30 days)*	3
Last paid call*	2026-10-08
Tags	present value calculator, annuity present value, pv financial formula, discount future cashflow, payments to present value, compound interest calculator, simple interest calculator, grow principal

* From the public x402 Bazaar index (snapshot 2026-10-18T04:07Z); reported by the facilitator, not measured by us.

Endpoints

URL	Method	Price
`https://finance.openverbs.com/v1/present-value` Present value of a future sum and/or a level annuity, given a per-period rate and number of periods. Set…	POST	$0.004
`https://finance.openverbs.com/v1/interest` Grow a principal by simple or compound interest over a number of years. Compound interest uses compoundsPerYear…	POST	$0.004
`https://finance.openverbs.com/v1/future-value` Future value of a present sum and/or a level annuity, given a per-period rate and number of periods. Set…	POST	$0.004
`https://finance.openverbs.com/v1/npv` Net present value of a series of cash flows discounted at a per-period rate. cashflows[0] is the time-0 flow…	POST	$0.004
`https://finance.openverbs.com/v1/loan` Compute the level monthly payment, total paid and total interest of a fully-amortizing loan. Handles a 0% rate. Set…	POST	$0.004
`https://finance.openverbs.com/v1/irr` Internal rate of return (per period) of a series of cash flows, solved with a bounded bisection. Requires at least one…	POST	$0.004

Source: x402 Bazaar discovery API (Coinbase CDP) · Licence: Public discovery metadata; descriptions by each provider. Listed in x402 pay-per-call APIs. We list tools; we do not test, rate or endorse them.

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